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Final salary schemes: stay in or cash out

Ian Price, Divisional Director for Pensions and Consultancy at St. James’s Place, comments on the increase in final salary pension transfer values as schemes look to offload liabilities.

Article by: Ian Price | Published: 27 January 2017

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Your company cares about your financial future (sort of)

For the majority of employees in the U.K there is free money available to them, often as much as a few hundred pounds each month, that they can claim with just an email to their Employer.

Article by: Wealth Wizards | Published: 6 January 2017

The HRDirector Features

Scotland: Could it become Greece without the sun?

Scottish independence would entail significant economic risk. Scotland’s budget deficit is currently over three times higher than the UK average as a perspective of GDP. North Sea oil and gas revenue expectations have plunged. Expected revenues of £6.8 to 7.9bn this year have fallen to just £0.5 to 2.8bn.

Article by: | Published: 11 July 2016

The HRDirector Features

The Pensions Dashboard: the ultimate disruptor?

Michael Johnson argues that merely providing information will not embed the forthcoming pensions dashboard into the consciousness of the general public, in a new report The Pensions Dashboard: Vital for UK plc, published by the Centre for Policy Studies.

Article by: | Published: 7 July 2016

The HRDirector Features

Things employees shouldn’t do with their pension

The pension changes have created a new era of freedom and choice for defined contribution (DC) pension savers. However with choice comes responsibility, and the real possibility of employees making some huge mistakes. WEALTH at work, supported by guidance and advice, has highlighted some of the decisions people are making, which might not have been the best choice for them.

Article by: | Published: 17 May 2016