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The HRDirector Features

The Pensions Dashboard: the ultimate disruptor?

Michael Johnson argues that merely providing information will not embed the forthcoming pensions dashboard into the consciousness of the general public, in a new report The Pensions Dashboard: Vital for UK plc, published by the Centre for Policy Studies.

Article by: | Published: 7 July 2016

The HRDirector Features

Things employees shouldn’t do with their pension

The pension changes have created a new era of freedom and choice for defined contribution (DC) pension savers. However with choice comes responsibility, and the real possibility of employees making some huge mistakes. WEALTH at work, supported by guidance and advice, has highlighted some of the decisions people are making, which might not have been the best choice for them.

Article by: | Published: 17 May 2016

The HRDirector Features

Consumers driving digital in Financial Services

More than a third of European consumers would move bank or insurer if they didn’t offer up-to-date technology to aid interaction. Nearly a third are already embracing mobile payments, while a fifth are already using wearables and crypto-currency to pay. Almost a fifth would buy banking or insurance services from challengers such as Google, Facebook and Amazon.

Article by: | Published: 9 May 2016

The HRDirector Features

Where the exception should be the rule

Since the Government started reducing the Lifetime Allowance in 2012, the humble Death in Service Scheme has become a financial time bomb which could cause significant damage to the retirement planning of the unsuspecting executive.

Article by: | Published: 12 February 2016