Michael Johnson argues that merely providing information will not embed the forthcoming pensions dashboard into the consciousness of the general public, in a new report The Pensions Dashboard: Vital for UK plc, published by the Centre for Policy Studies.
Published: 7 July 2016
58 percent of global CFOs surveyed and 56 percent in the UK & Ireland say that they need to build their understanding of digital, smart technologies and sophisticated data analytics.
Published: 20 June 2016
The pension changes have created a new era of freedom and choice for defined contribution (DC) pension savers. However with choice comes responsibility, and the real possibility of employees making some huge mistakes. WEALTH at work, supported by guidance and advice, has highlighted some of the decisions people are making, which might not have been the best choice for them.
Published: 17 May 2016
More than a third of European consumers would move bank or insurer if they didn’t offer up-to-date technology to aid interaction. Nearly a third are already embracing mobile payments, while a fifth are already using wearables and crypto-currency to pay. Almost a fifth would buy banking or insurance services from challengers such as Google, Facebook and Amazon.
Published: 9 May 2016
The issue of where to make personal investments has become even more critical given our increased longevity and the demise of final salary pension schemes. To add complexity, the range of our personal investment choices is disconcertingly wide.
Published: 20 April 2016
Significant growth in workplace guidance expected post FAMR review.
Published: 18 March 2016
Saturday 5th March was the 7th anniversary of the introduction of Quantitative Easing in the UK, and of Bank of England base rate being cut to 0.5 percent.
Published: 10 March 2016
Significant gap between employee contributions to DC schemes and desired retirement income.
Published: 16 February 2016
Since the Government started reducing the Lifetime Allowance in 2012, the humble Death in Service Scheme has become a financial time bomb which could cause significant damage to the retirement planning of the unsuspecting executive.
Published: 12 February 2016
The government has published its response to their consultation on pension transfer & early exit charges. Article from Hargreaves Lansdown.
Published: 11 February 2016