Stock market crashes are a bit like the Spanish Inquisition- no-one expects them. The 1987 crash is renowned for the speed and severity of the market decline, and undoubtedly when markets are plunging so sharply, it’s hard to keep a cool head.
Published: 23 October 2017
A lack of confidence when it comes to saving effectively into the right products for each individuals’ circumstances is also evident, with only two fifths (40 percent) of employees confident in their ability to choose the right financial product to help them achieve their savings ambitions.
Published: 20 October 2017
We all expect our insurance policies to pay out when we need them and group risk (employer-sponsored life assurance, income protection and critical illness) is no exception to this, but do you know what else they do? From Katharine Moxham, spokesperson for Group Risk Development (GRiD).
Published: 19 September 2017
Employers selecting DC default investment funds for their workforce pensions assume they’re making a wise investment choice. However, a new report, ‘Who’s performing well?’ Article by Steve Butler, Chief Executive, Punter Southall Aspire.
Published: 12 September 2017
In 2016, employers contributed £42 billion[i] to UK workplace pension schemes. A sum which is not inconsiderable and one that is only likely to increase as greater number of employees become automatically enrolled. But apart from fulfilling your regulatory requirements, what is your company actually getting for your significant investment in the UK pensions industry? Article by Matthew Doyle, Managing Director of the Pensions Quality Mark (PQM).
Published: 9 September 2017
This feature will take a look at the face of constant change involved in pension schemes and how HRDs can win buy-in from employees. It will look at the different types of change occurring as well as the key communication methods and procedures HRDs have to meet to make sure the transition is met smoothly. Article by Karen Partridge at AHC. She is Head of Client Services - UK & Australia.
Published: 24 August 2017
Employees from many leading companies are benefiting from maturing Save As You Earn (SAYE) share schemes this year, but what can they do to make sure that these potentially life changing amounts aren’t eroded by Capital Gains Tax (CGT)? From Jonathan Watts-Lay, Director, WEALTH at work.
Published: 11 August 2017
The Pension Regulator’s latest figures on auto-enrolment for the year up to 31st March revealed that it had significantly increased its inspections on businesses and it increased its use of powers to crack down on firms whose auto-enrolment schemes were found to be non-compliant. From Steve Butler, CEO - Punter Southall Aspire.
Published: 6 August 2017
New figures show that high-growth organisations have a high frequency of interactions between HR and line managers, suggesting that more regular conversations can lead to faster and better workforce decisions. From Christine Chenneour, HR and Talent Director, Cornerstone OnDemand.
Published: 3 August 2017
New research from online pension advice experts, Wealth Wizards, indicates that the ‘sandwich generation’ of Brits caught between looking after both the younger and older generation may be sacrificing their own financial security in order to financially support the generations on either side of them. Input from Phil Blows, Director, Wealth Wizards.
Published: 4 July 2017