Fatality highlights concerns over employee life cover in construction sector

Under the B&CE’s accident and life cover scheme’s standard rate if a member dies at work their family receives £80,000 and if they die while not at work the benefit is £40,000. The scheme which is paid for by the employer costs just £1.49 a week, less than three pence an hour for workers undertaking a typical 50 hour week.

Unite, the construction union, is launching a campaign to ensure that all workers in the industry, regardless of their employment status or where their employer sits in the supply chain, are provided with death benefits, following the recent tragic fatality of a worker in Scotland. Contributor Jerry Swain, National Officer for Construction – Unite.

Recently, a worker was killed on the Longannet power station in Scotland. At the time of his death he was working for Brown and Mason. Although Brown and Mason described the worker as a “valued member” of their team and the company was registered with the B&CE – the not for profit organisation which provides benefits and pensions to the construction industry – it would appear that the worker had not been registered by Brown and Mason for accident and life cover benefit.

Under the B&CE’s accident and life cover scheme’s standard rate if a member dies at work their family receives £80,000 and if they die while not at work the benefit is £40,000. The scheme which is paid for by the employer costs just £1.49 a week, less than three pence an hour for workers undertaking a typical 50 hour week.

Unite is demanding all workers in the construction industry are covered by the B&CE scheme or an equivalent scheme regardless of their employment status. Unite national officer for construction Jerry Swain, said: “This was a terrible tragedy and our first thoughts must be with the victim’s family.

“While no amount of money can ever compensate for losing a loved one, if workers are part of the B&CE scheme, it at least means that the family grieving the loss of a loved one, will have one less thing to worry about.

“It is essential that clients and major contractors take action to ensure that all workers are covered by the B&CE scheme regardless of who engages them or the employment status they are given.

“Deaths and serious injuries remain all too common in the construction industry, with nearly one worker a week losing their lives; this is a real problem, rather than a theoretical issue.

“The question of whether all workers on a site will be enrolled onto the B&CE scheme should be one of the first asked when clients are awarding contacts, companies that answer no should simply not be allowed to operate in construction.

“The failure to enroll workers onto the scheme is unacceptable to Unite and must become unacceptable to the industry in the same way that having the correct PPE (personal protective equipment) is.”


Receive more HR related news and content with our monthly Enewsletter (Ebrief)

Read more

Latest News

Read More

What parenting teaches us about professional growth

15 August 2025

Employee Benefits & Reward

14 August 2025

In the race to attract and retain top talent, HR leaders are constantly reassessing how to create a compelling employee value proposition that aligns with...

Employment Law

14 August 2025

Step-by-step guide for UK employers to prepare for an employment tribunal. Learn ET1/ET3 tips, witness prep, and settlement strategies....

Newsletter

Receive the latest HR news and strategic content

Please note, as per the GDPR Legislation, we need to ensure you are ‘Opted In’ to receive updates from ‘theHRDIRECTOR’. We will NEVER sell, rent, share or give away your data to third parties. We only use it to send information about our products and updates within the HR space To see our Privacy Policy – click here

Latest HR Jobs

University of Cambridge – Department of Clinical NeurosciencesSalary: £33,951 to £39,906

University of Oxford – HR Centres of Excellence based within the Centre for Human GeneticsSalary: £34,982 to £40,855 per annum (pro rata). Grade 6

University of Bradford – Directorate of People and CultureSalary: £40,497 to £45,413 per annum Role 1 – 1 FTE September to end of January 2026.

University of Greater Manchester – Human Resources TeamSalary: £41,671 to £48,149 per annum

Read the latest digital issue of theHRDIRECTOR for FREE

Read the latest digital issue of theHRDIRECTOR for FREE